Empowering businesses by creating
innovative technology solutions that support
their digital transformation journey
Empowering businesses by creating innovative technology solutions that support their digital transformation journey


Smart Employee Benefits Inc. (“SEB”) is a Canadian technology company, founded in 2011 and based in Mississauga, Ontario, Canada. SEB has grown organically and through acquisitions and operates through two highly complementary divisions: The Benefits Division and the Technology Division. Our core expertise is automating business processes utilizing SEB’s proprietary software solutions combined with solutions of third parties through joint ventures and partnerships.

On March 1, 2023, Smart Employee Benefits Inc. was acquired by Co-operators Financial Services Limited and was delisted from the TSX Venture Exchange. SEB will remain as a standalone business, operating under the same name, with no changes to the day-to-day operations.

Benefits Division

The Benefits Division operates as a SaaS-based solution provider, delivering a range of solutions, including Administration, Adjudication, Disability, Wellness, Analytics, Fraud Prevention/ Detection and Benefits/HR Consulting.

  • FlexPlus is our comprehensive benefits processing and administration platform built with a modular design
  • Best in class modules focus on reducing manual workflows to decrease cost, reduce errors and improve the user experience
  • Cloud-based benefits processing solutions provide direct and single sign-on connectivity to all group benefits stakeholders
  • Proven successful integrations of complex, multi-employer environments
  • Supported by industry-leading expertise & infrastructure and a world-class customer service offering through a multi-lingual contact center

Technology Division

The Technology Division supports public and private sector clients with unique solutions and subject matter expertise in high demand areas such as Case Management, Cloud, Secure Portals and BPM Solutions, Hosted/Managed Services and Professional IT Services in areas such as Enterprise and Cyber Security Consulting and Software Development Life-Cycle Management.

We Care

Willing . Energy . Courage . Accountability . Respect . Excellence

At SEB, our values are rooted in the simple notion that WE CARE. We care about our Clients,
Colleagues, Partners and Community. This is the foundation of our business.

Our People

We are a team of dedicated benefits and technology specialists. We work hard and make informed decisions to be the best for our customers and to grow our business.

Our Industries

We are leveraging technology to drive change in every industry. Industries and businesses grow and change. SEB is experienced and agile and can move quickly to deliver solutions that are innovative and on point to help our partners succeed.

Our Solutions

Our success is built on relationships. Our customers are our partners. We are inspired by them and when they talk, we listen. Our solutions are created with our clients’ needs in mind. Their needs transform into our next great solution.