INFORMATION CONFERENCE CALL ON FRIDAY JANUARY 27 AT 3:30 PM

Smart Employee Benefits Inc. (TSXV: SEB) (OTCQB: SEBFF) (“SEB” or the “Company”) announced today that it has filed and is in the process of mailing the management information circular (the “Circular”) and related materials (collectively, the “Meeting Materials”) for the special meeting (the “Meeting”) of the Company’s shareholders (the “Shareholders”) to be held in connection with the previously announced proposed plan of arrangement pursuant to which Co-operators Financial Services Limited (“Co-operators”) will, indirectly through its wholly-owned subsidiary 1000391399 Ontario Inc., acquire all of the issued and outstanding common shares of SEB (the “SEB Shares”) for $0.30 in cash per SEB Share by way of a statutory plan of arrangement (the “Plan of Arrangement”) under the Business Corporations Act (Ontario) (the “Transaction”). The Meeting Materials have been filed under the Company’s profile at www.sedar.com.

Smart Employee Benefits Inc., (“SEB” or “the Company”) (TSXV:SEB, OTCQB:SEBFF), announces 3 new contract wins for fiscal year 2022 in Canada and USA. Collectively, the IT budgets for these entities are hundreds of millions of dollars annually, and SEB has vendor status to bid on the delivery of IT solutions and services.

Smart Employee Benefits Inc., (“SEB”, TSXV:SEB), through its operating entities, has been awarded multiple net new contracts valued in excess of $42.7M during the first 4 months of fiscal 2021. Clients included the Government of Canada, the Province of Ontario and various corporate entities. The contracts extend out as long as 9 years with the majority in the 3-to-6-year range. They include benefits processing contracts valued at over $8.2M and IT solutions and services valued at over $34.5M. The contracts are all net new business wins and add to SEB’s recurring revenue contract value. The majority are related to RFP (Request for Proposal) competitive bids. SEB’s RFP win rate in the past 4 months is >70%, an increase from >50% in fiscal 2020 and >30% in 2019. Our RFP win rate has been steadily increasing since 2019. RFP wins together with our Channel Partner client acquisition transactions are steadily growing our contract values. Today we have visibility on over 80% of 2021 revenues over the next 4 years with contract terms as long as 9 years and contract values in excess of $400M.

MISSISSAUGA, ON 6 AVRIL 2021 - SEB Administrative Services Inc. (« SEB Admin »), une filiale de Smart Employee Benefits Inc. (« SEB », TSXV:SEB), est heureuse d'annoncer qu'elle a signé une entente de coentreprise (« JV ») de "White Label TPA" avec Gesticonnect, un important administrateur tiers (« TPA ») opérant au Québec axé sur les entreprises du marché émergent. La JV apporte un important partenariat à SEB et élargit notre offre de « White Label TPA » sur le marché québécois. Dans le cadre de la JV, SEB déploiera et appuiera la suite FlexPlusMD de solutions et de services d’administration pour les clients de Gesticonnect.

MISSISSAUGA, ON APRIL 6, 2021 - SEB Administrative Services Inc. (“SEB Admin”), a subsidiary of Smart Employee Benefits Inc. (“SEB”, TSXV:SEB), is pleased to announce it has signed a “White Label TPA” joint venture (“JV”) agreement with Gesticonnect, a leading Third-Party Administrator (“TPA”) operating in Quebec focused on emerging market companies.  The JV brings a strong partnership to SEB and expands our “White Label TPA” offering in the Quebec market. Pursuant to the JV, SEB will deploy and support our FlexPlusTM suite of benefit processing solutions and services to Gesticonnect clients.

Smart Employee Benefits Inc. (“SEB” or the “Company”) (TSXV: SEB) today reports its financial results for the fourth quarter and fiscal year ending November 30, 2020.

Toronto, Canada: 03/18/2021 — To help employers and health plans gain more control over fraud, waste, and abuse (FWA), MedImpact Canada Limited and SEB Administrative Services Inc. are launching an advanced analytics and reporting solution to combat FWA in Canada. The solution, powered by machine learning and artificial intelligence (AI), promotes payment integrity, compliance, and member safety.